Michael Moore and Personal Responsibility Part 1

" Do you from a new balanced world headquarters building groups here is gone -- caller should. Put your name on the dotted line and a legal document W their responsibilities -- have been deceived and then exploded there this is like this is no responsibility and -- them. Amazon asking all woman to hold short of your skirt after she's great -- that's that's a sense I don't know the moment had finally -- system for that William. With the."

" If it goes through I think we go over the -- is untrue because some. Level of spending and debt and government takeovers has accelerated dramatically this year so the reason us into the healthcare were so pivotal. Okay actually said it is of Waterloo in fact it's. If it's if we can stop him that -- on health care -- stopped the momentum of spending and takeovers. And force him in the Democrats to sit down and work with the American people on some of these issues. We might have a chance to to salvage this and."

" Always thought okay DE."

" VE. Now. We'll be here. And it's. -- Right now."

" off color guard WRKO. Radio networks."

" Jeff -- sitting in this afternoon for Howie Carr always a pleasure being here. My head is already reeling as I listened. -- listen in reverse. First of Barney Frank rewriting history he's good dad he's wonderful at that and rewriting history Jim dement. Pointing out what the future could be and Michael Moore apparently living in the simply some sort of an alternate universe where we're -- Is equivalents two getting a bad mortgage sure what you think is a bad mortgage. -- have to consult Whoopi Goldberg are supposed to see if it's rape rape were there some other. Discussing a variation on and I'll tell you what you put all that together -- gonna think I'm nuts and as you put all that together. With a David Letterman thing and I think you're seeing. Assaults on women diminished but wanted to talk about all of that I promise you. Plus Al Gore must be thrilled that the global warming is doing to us what it's doing it could very well be. The earliest snow all of love of all time -- correct sandy that it could very well set a record of some sort. Apparently it's nearly as snow and near record in US history especially in the midwest where they had snow already in the playgrounds I see and it's it's that -- global warm and I -- snow London no where people live not -- the top of -- Washington exact is not atop Mount Washington if -- it's not it's not a dusting in -- feel they mean this is real snow it's legitimate snow hole. And it's all a global warming alone and we're expecting snow I think gone Columbus Dana. How old -- youthful. You don't Columbus they actually -- making marks the the tenth anniversary of me meeting my wife in the in the restaurant of the colonies. -- I did not congratulations thank you very much thank you elect. I've tried to get my bill -- reversed but the traffic that they will not -- its stock we're gonna tell you how all right so as we look at what could very well be. The earliest snow we recorded US history Carty is in the midwest. We're gonna -- in New England. We're gonna talk about that in fact I I think."

" We're gonna address that as we head through the afternoon will certainly address. The Michael Moore situation Michael -- comments are solo. -- so outrageous so insane. Frankly I think we've discussed. I really do I think their vital. And -- give ever encountered a woman who has has actually been rates. There's a lot more to with the signing -- dotted line we got ripped off which is which is what Michael Moore. Is saying. Now I think into how we cart dot -- in fact that's gonna be our how we poll question so what you have on over to Howie Carr got comical to jump one of course 6177793469. To get in on that we'll talk about all of that. As we head through the afternoon always a pleasure for me to city and for Howie -- because what happens is that you get some of the the very best people to participate in how we -- obviously the listeners -- the best. Our guests also amongst the English crowd thrilled to tell you that it Newt Gingrich who is -- coming to Harvard. Is joining us for a few moments of mr. speaker how are you."

" I'm doing well how are you I am do as -- another harbored no future coming. Yet clear blue literally I'm gonna let's talk about. The big challenges we faced them. The notion that the current car -- graduate in the White House may not actually have the right answer sort of the and they -- we --"

" Let's talk a little bit about some of the answers at the current Harvard graduate seems to have or not -- have. I'd tell us what is gonna happen in your mind with the votes on Tuesday with the health insurance and how that ultimately is gonna play out like big stage."

" Well I think -- got to keep grinding forward I think they've decided to. Replaced the donkey with the -- sparks says the similar party. And they all gathered around and are heard and there are there grinding forward no matter what public opinion says no matter what town hall meetings say. No matter what -- parties say Mallorca tracks are. That was briefed yesterday by an analyst who believes. That the bill and its current form would raise the cost of health insurance for people under thirty. By 68%. -- And and I think that there's people that's purchasing again. We've also been -- that they take over a hundred billion dollars away from. Senior citizens the Medicare Advantage. And I think when people look at all this and you look at the current unemployment rate and you say. You know they're gonna raise taxes massively. On health. Just like they generate Turkey has massively on energy just like they're going to. So group repealed a bush track approach those -- as well that's what. Where the jobs gonna come problem we knew what those kind of policies are to have any job this country."

" what what what is the upside in a political sense I know it sounds like every silly question but I'm sitting back. My ideology obviously much closer to yours but I'm trying to figure out. What the upside is for an Obama -- Reid Pelosi when. Wendy's some goal of everything they do is going to be to lower the standard of living for Americans."

" Well but they want control to you saying earlier if you go -- Did you have a public employee union dominated. Bureaucracy that controls everything and so the politicians are all important. Then the track do you make everybody else poor verbal processors are local and we look at some Robert Henry Waxman who has an all time. Anti war left wing radical from Los Angeles. Titanic in the congress in 1972. Niedermayer at 37 years. He has always wanted to have government run health -- this is his moment this is his last chance. And he doesn't -- the Democratic Party -- her wrecked the economy. Because she knows it doesn't get it this year he may never get that sincere. -- a little people who ideologically they're committed to a big government big bureaucracy big public employee -- text politicians standard America. Which I think would be -- disaster."

" Well it clearly would be a disaster but what about those who have voted or. But team Obama we're we're beginning to sense in this country are real so it's a real shift there's a -- knowledge and I think. A voter's remorse or buyer's remorse they're not happy what are -- adding I think the the Democrats clearly have got to be looking at these mid term things in thinking -- We got to ram it through now or or never is that it."

" That's part of it I I think also you've got the objective reality. That you're faced a little palm I don't know. But my daughter. Jackie Cushman writes a weekly column and she wrote recently that we thought we were voting for change you can believe them. And now we're voting for somebody wanted to change what we believed. And I think that that's sort of captured or the dilemma that we're now in bomb -- to start with the idea these people who genuinely want. They socialist secular America fundamentally different from the country most of us grew up then they fundamentally want to centralized power in Washington. They they do not understand that. Small business creates jobs -- do you want people to their jobs you better people who like creating jobs. You're government bureaucracy don't create jobs. And I think that deserve as little as a fundamental disconnect between reality. And there are ideological value system won't."

" Former speaker of the house -- Google was just joining us knew it let me let me ask you about the timeframe for when -- comes to -- Insurance madurese pushed through is that it is is it all over is there anything that we can pull out of it Simon I've I've never seen it does -- turn around."

" Well there's a traffic book. By Claire -- there's an American novelist. Entitled. Why Margaret Thatcher matters in America manage all of our listeners. Several -- goes back and looked set the Thatcher years and then in 1975 to 1979 would virtual who's the leader of the opposition. The British Labour Party created a much bigger -- than Obama has created. Of the labor unions are much more power socialism was much more dominant. And -- realize that to say Great Britain you have to turn all of that around and -- in the one of the most amazing. Careers in history over the following ten years she did -- and so. You know it's never too late so we're working on a movie on. Pope John Paul the second nine day visit to Poland in 1979 called nine days to change the world. Back to 1979 the idea that. You know the Soviet Union was inevitable managed notebook Poland the huge Germany and Czechoslovakia was inevitable. Ten years later was -- gone around. You are -- my prediction is if they pass a monstrosity that they are currently writing it'll all be repealed the three years you really think so. The -- I don't think so because because -- lop -- will make any sense."

" Now have you been shot at any point as to be the sort of fits and starts the the way this administration's conducted itself."

" I've I've been very surprised that the kind of discipline they had in the campaign. When they were very focused and very very methodical. Has been replaced. And -- kind of confusion we saw a week ago when he wasn't gonna go to Copenhagen. That he was gonna -- Copenhagen and they lost in Copenhagen. You know there's there's just it was very disorderly and then you see the same thing right now to Afghanistan he he told us from -- as the most important battlefield. It was essential battlefield. Now he's not at all sure what he's doing he's -- public television Tuesday that he didn't know there's don't really want a contract about it as well. Somehow that out and that's what people want the commander in chief did this sound like."

" Well no and it seems to me that there's there is so much of this style over substance nonsense where were you don't have time to meet with the guy you put in charge. Of Afghanistan general Mick crystal which you do have time to head off with all -- it. To talk about the Olympics. It just seems that the priorities if any. Are screwed up beyond belief."

" Well I think that all in orbit ground rules there's that governing his. Ten times harder than campaigning -- a 1000% not 10% harder thousand to parker. And I think the world come to your 400 angles simultaneously have a great presidents like Reagan. Are able to focus narrowly on the really big things that matter and you. If you can't focus on the big things that matter it's not gonna work."

" Now. I now tell me on on our side of things who is it that is emerging if anyone who's laying the groundwork to. To stand up and say we're gonna put a stop to this."

" Well -- Romney certainly years and you know governor Carroll has a book coming out -- the governor of Minnesota started the campaign I like. And senator John King -- very very bright from South Dakota like -- governor Mitch Daniels from Indiana -- very smart governor Haley Barbour of Mississippi. Might start getting into the -- back when you have 709 Republicans running bush sometime in 2000 local."

" All right tell me about -- the governor's Virginia New Jersey I mean this this could be a great indication for Republicans are right."

" Well I think Virginia we are very aware -- solidly. New Jersey too close to call it didn't. If people majors right now 17% of the voting -- party candidate. If they figure out -- that third party candidate system reelect Corzine and I suspect in the interest he will win the -- which it would. Both the governorships and win the source election for John accuse you upstate New York. We have a very very good election night in November the."

" All right and Sosa giving the number will -- what do you think's gonna happen for these. For for mid term elections for the house and the Senate."

" Next year yeah. Broader economy continues in the way it's going now I think judge -- one -- that John Boehner will be the next speaker. I think that I think they're you know we people forget that and I treat any four. We didn't have anything like nine point 8% unemployment. Ben my and my guess is over the winter it's gonna get worse not better. Our state government that were under twelve billion dollar shall worked into the night in 2009. They're gonna be a 142. Billion dollar short. In. 2000 trampoline I think -- dramatically more economic pain much you're not less."

" Well -- this of course is what their Roubini is talking about -- you know I I I I hate to read Roubini is columns because they invariably they're depressing but unfortunately they're also true. And he's talking about a U shaped recovery. We would sure seems like it could very well be the case."

" Well my concern is that for the Mona may be an --"

" And well listen I I appreciate you -- taken time have you by the way given any thought to be a Dancing With The Stars thing given Tom -- great success there."

" my my thought is explicitly you look to bind. Okay."

" Absolutely Newt Gingrich is always player thank you so much right former speaker of the house Newt Gingrich who is. Harvard University bound will be talking about the issues talking about those things that. Who we will see play out to me that's the reality of its. People forget about Newt Gingrich he really do people remember I know contract with America you -- what was in the contract with America you remember the different forms there was sort of a -- A three by five card version. And then there was a book. And Newt Gingrich. And the contract with America guys and gals went to DC instead we're gonna change things and that fundamentally that's all they set. We're going to change things -- do things right we're gonna be honest with the American people we're gonna tell people the truth."

" Could it happen again yeah. And I think Newt Gingrich is is is whites on the mark when he talks about how things were not as bad. We're talking about nine point 8% official unemployment have news for take a look at what some of the economists are right. There seems to be a sense that the real unemployment rate is probably double that it's probably closer to 20%. Because even though you see less people now we're told for the initial claims on unemployment."

" Were ignoring the fact that people are tying doubts there doesn't. They've collecting all -- unemployment they're gonna get they've taken early retirement anyway listen we're gonna get all of it. But I wanna start if you don't mind with the with the Michael Moore stuff. And that of course is our how we. Question how or how we poll question how we cart dot com. Sandy I -- has been great time crafting the questions so let me let me invite her back in simply to share with everybody the question wanna get everybody there will start talking about -- do you wanna hear Michael -- first again -- current -- absolutely put down the coffee yes let -- Michael --"

" Yeah you put your name on the dotted line and a legal document showing -- their responsibility there have been deceived and then exploded. But this is like this is no responsibility at all for them. Amazon asking -- woman how short was your skirt after she's great job that's that's a -- sad -- I -- modeling system for that."

" And your victim in your house has been McClellan that's right you're a victim here and have no responsibility no and forty got to read the papers. What -- gotta pay attention to the interest rates what are you gonna try to figure out what an adjustable rate Moritz to replicated much easier to blame people. And you have carefully half craft to the question had you not."

" I have although I did have a -- for the last time I talk to because of the poll question only accept summoning all faces a tough sell. Compared -- I'd edit myself. Michael Moore says homeowners who have been for closed are the same as a rape victims. Hungry."

" He hate is gonna pop off my shall of course I don't agree it's insanity but now sixty some percent of trying to hold their heads -- him only 67%. -- as -- 33% -- for -- there are lots -- what sandy will level send everybody -- how we cart dot com make sure that they are voting and that's. I've you wanna be part of a -- line absolutely my favorite part of how we shall always is 6177793469. Let's turn our attention to the Michael -- comments let us talk about a Michael -- cents. Michael Moore says that for those who have had their homes foreclosed upon they are the same as rape victims. You cannot with a straight face. Make that sort of an argument and yet Michael Moore does Michael Moore says. If your home was foreclosed on. You're a victim. And then has the audacity to compare to a rape victim. What -- 77 how we car 877 Howie -- that's 18774694322. I want you hit me on that one because here's what I'm trying to wrap my head around."

" Exactly when do we get away from the victim."

" At one at what point do we actually restore the word victim. To its proper place someone who truly is victimize someone who is hurting innocent person who's done nothing wrong. That's a rape victim -- talked to a rape victim I have. I've spoken to women who were victims of rape. They've had everything taken away from a terrible assault mental as well as physical. Ugly nasty painful wrong on every cents."

" And for Michael Moore to blow beats."

" And claimed that someone. Who doesn't bother paying their mortgage -- someone who doesn't care enough about maintaining their financial obligations for their house. Is the same as a rape victim is absolutely insane. You think those people who bought homes by the way who made money. Should be compared to. I don't know rapists and if we're gonna have these comparisons. When you have to compare someone who made money to the other end. Are they victimizing someone else or they just get lucky in this -- people want the upside they don't want the downside. For people who had their homes foreclosed on. Had they made money in the market that would have been mirrors make no mistake about that they wouldn't have been victims they would've been brilliant investors they would have been a real estate. Barons and tycoons."

" But the fact that it went the other way. Somehow makes them victims all right we're gonna talk about it straight at 1877. How we call 1877. Howie -- that's 1877469. 4320202. Early part of a jump line at 6177793469. Of course take -- how we pulled you tell us what you think it when you hear. Michael Moore describe people who have foreclosed homes as rape victims of course that's how weak car dot com I'm Jeff Katz this is."

" no car show. When you don't."

" Now he can't coach Jeff Katz sitting in for Howie -- this afternoon. 1877. Alec are 18774694322. What should take the how we poll question you and how we cart dot com that is the topic of discussion by the way -- when the chump like all of a jump blind looking forward to a some musical selections this afternoon 6177793469. Look at Michael Moore claims that most people who. Are underwater on their homes are victims. And he has the audacity compare them to -- Victims he says there's no responsibility by the way no responsibility whatsoever. For someone who is flicking on their mortgage they've done nothing wrong there simply victims they've been victimized by the evil. Wall streeters they've been victimized by you. They've been victimized by meat they've essentially been victimized by every one dumb enough. To pay their bills to pay their mortgage to look after themselves. That's a difference."

" These are folks who decided. The site."

" That they would not take a look at what their mortgage 3% thought -- there's so complicated there's so long and I don't. But if you're buying a house. And I don't care how much it cost you whether it's a 100000 dollars or million dollars in you do not take the time you did not do your due diligence. To take a look at what the -- percent. I just find it really tough. Really heart. To feel all that sorry for our let me get your calls 1877 Howie -- 18774694322. John welcome that I Howie -- show."

" Did you have all right after a funny -- Really good take my -- maybe that's -- here first and foremost McElroy is a peg. IR AI can't stand them they get you charter first -- corporate all the hot air that comes out of his -- I think."

" You know its us footprint into the it's his push print that's the problem."

" Thank you thank you industry inspires people that are underwater because they -- leaders -- houses and ATM machine. Well lie along as well they just are responsible. I don't consider them victims or did I it's certainly been the victim having to listen to the Michael Morse. But Whoopi -- in the Cindy Sheehan to the world really tired of it."

" What can be great to get the three of them Condo somewhere."

" You absolutely don't go wouldn't go because they don't need so -- thrown out just ball."

" That's right it'll all be somebody else is what I just wanna see the fight at the bridge between the three of them but that's it if it's another thing. Are they John I appreciate it all right thank you how -- show let's go to jacks up next hey Jack welcome and how we car show."

" I -- tight -- compliant -- pretty good script format like the fate of Michael Moore is an insult to every rape victim. Number one this. I'd like it about what I really wanted to trade though is that like the put some historical perspective on this mortgage saying --"

" I came out of the navy in 1980. Yeah. In the late seventies early eighties mortgage rates -- sixteenth to 18%. That's right."

" Even -- my wife and I worked. We had good -- are we didn't qualify. Yeah all nobody gave with a mortgage we didn't why we didn't cry what we did it not gonna really well in my when it tell it what we did."

" We saved some money for a down payment and then so rates -- way way way way down."

" They came down that well that day. And then we brought out to you know what we would great well. We still all that out today you know why because we qualified and because we work that pushes up to do so yeah and that could be. You know I explain my liberal friends -- fuel bankers are not in the habit. All about writing bad loans they don't like -- and Marty. I battled the federal government there -- regulations that made -- give away money that they know that people couldn't afford."

" Listen it this mortgage crisis that we're hearing about you wanna talk about the mark call up Barney Frank -- is god these are the guys who created this whole always call you corn nuts."

" I tried to explain that these horrible people a bit less than it would create about a federal government."

" No and here's what's it and here's something that is repeating itself Jack. They used the the big giant club of racism. The ropes when he it and said if you're not loaning money then your racist in the bankers look bankers may be a lot of things but bankers fundamentally safe. We want our money back and have one -- anyone extra money and we're not let alone somebody who's gonna flake come along that's so -- back -- back. Abu. Jack you did the old fashioned way what do what do Schumacher night."

" I know -- you know what we got married and we waited two were married before we get a child when we. Yeah I know we bought the outfit we -- not like if we can afford to have kids."

" Here's open hey Jack I appreciate the call 1877 -- are right thank you 18774694322. Heidi and I didn't exactly the same way. Not and we we dated first and then we got married and then we had children and they used to be these little rules these little regulations. You meet someone you date dumb you get married they need to have children. You wanted to buy a house you say okay we need to save money for a down payments. We need to make sure that our our jobs are secure we need to make -- all these and all these things all of a sudden we're no longer consequence why. Because if you weren't getting how else he wasn't your fault. Wasn't it didn't make enough money that's irrelevant it's clearly had to be racism. That's what's hosts so insulting about this is that we're seeing that same nasty racist card played again. You dear to question you dear to ask this -- it's gotta be racist racist. When we come to the mortgages which it's all about the color green. Were there imaginative ways to sell these things oh yeah absolutely I'll explain derivatives -- in the second gonna give you that the edited the most basic. Description I possibly can of derivatives are very complicated sort of thing but that being sent. Bankers. Are not in the business of making loans that are not going to be repaid until. Rob is up next hey rob what -- now we our show."

" Great thanks for taking my call you know I'm where we went wrong we liberal. Along with trade trading ultra personal responsibility on the democratic side Michael."

" Is because more -- are not that complicated. Anybody who can read English kids and read numbers. Can eat while they're signing away how much money they are gonna all on the 31 -- each and every month so you know why don't tell me you can't you don't understand it. And you were strong -- vintage -- People got disillusioned because they shot at big fat how did they really could not afford an edition I'm science side. And then they used all the equity as a credit card and that's why we're in the mess we're in right now."

" What you're -- Larry you thank you rob and that's exactly what happened is that people were told that the equity in their home was now all line of credit and they all used its. And you had people who got into homes you never should have gotten into homes were it not for these out Regis regulations the strong arm tactics. Forced on bankers forced on people by the federal government by Barney Frank and Chris Dodd and arrest of these guys bills up next hey bill welcome and how we car show."

" Are -- right now you know there's one way there's one several things that someone there are some people who will not vote. The other house. There's a little more -- called Arden NC yeah notion minute now I do it I can't afford a house. I who rent an apartment. I'm just as happy and I haven't -- the taxpayer number two yeah the way we're gonna get word of wildlife Michael Moore Michael Moore -- relevant to her. It could get these city school system called K through grad school are way. From the left wing freaks that took over back on the effective until we do this. We're gonna have the situation again and again and again and again and kind of I got we got. As Garnett -- center Steve you want the ban on that you want to ban -- you want your loyalty animal you you've got. They school that was awful homosexuality. You've got John Holdren as what sterilization. Yeah I mean we've got a bunch of phonetic. Who worked at an -- who have not been elected. And I are not accountable anyone and we have in the White House we have an absolute -- but. I would George Soros I tried to helping put last year do not put this guy and he would not look yet he has no background. I -- they weren't scratch that. I -- the way he played to getting on them and I it's just that it doesn't how we're gonna undo this or would never gonna get out of -- him."

" I agree with you bill I appreciate the call we're -- dangerous streets were in dangerous times. We're watching a group of people who fundamentally -- remake. America Newt Gingrich talked about this a few moments ago. They have a view that says. More government the better bigger the government Becker. And you have folks who have been looking for that opportunity to take over. Health insurance. And please don't tell me it's about healthcare I'm tired events. It's not about health care. There's already federal legislation and I had -- time you and I have talked there's already federal legislation you walk into an emergency room. -- an emergency situation you will be treated you're an act of labor you will be treated. It's as simple as that is not about health care got to -- all the somebody over here who can't. Who can't you treat you know it's about health insurance world of difference."

" And let me tell you one other thing."

" Does it actually ventured into an area I know something about snub Sears actually know this stuff. When Obama. And team Obama talks thus saving 500 billion dollars from for Medicare to know what they're actually talking about you're talking about gutting. Medicare part seat. If you -- senior citizens. And you are on some form of Medicare whether its original Medicare. Medicare part today in the party has hospital part B is physicians part C is something called Medicare Advantage. You know what that is that allows you to go through your own private insurance company. It allows you essentially to keep private health insurance because that's what you wanna do would you think that's what's best for you what Obama says no."

" And his folks say no they wanted gut Medicare part sheet. They wanna take that away and force you onto a government system in this is about control. That's what's ugly about it that's what's nasty about it and frankly that is what is so in seriously dangerous about it."

" More recalls straight ahead it's 1877 Howie -- 18774694322. -- remind you please take part in the jump -- 617779346. And I always -- the musical selections hopefully will have a lot of those. And -- how we poll question all about a Michael Moore comparing. Those who have mortgages in foreclosure to rape victims yes he is out of his mind but to you can vote make that clear by going to how weak car. Dot com I'm Jeff Jackson sitting in for how we this afternoon it is that how -- car show."

" It's allowing our show Jeff -- sitting in for how we this afternoon -- 1877 how we call 18774694322. Take -- how -- and how we cart dot com tell us what you think of Michael Moore's latest comments."

" Michael Moore claiming that those who. Can had a mortgage were closed on our our victims. -- rape victims he compares them to rape victims."

" Not a shred of decency in the -- nine. Narron."

" Can you imagine the comparison. Now Michael Moore makes it you know what. It's it's part of his agenda it's part of a certain agenda in this country that says everyone's a victim now understand why that's done."

" If you're a victim what do you really need to think about it for just the second."

" If you're a victim and you actually believe hero you our victim what do you need. Meet somebody arrest you and hope better cool better than Barack Obama. Cool better than the big benevolent governments cool better than Michael Moore. That's the thinking. And that's what's dangerous here what 877 Howie Carr Henrik welcome and Howie -- show."

" Eight you -- lot of -- compare it now rate is it's like someone saying here you are racist. But once you want to pay rate you can't blame effective answer by. You know didn't back to what -- another general said about stating that money by how. You know they've convinced people. With all these mortgages that you could now you can write off your mortgage payment you can write off your property taxes always right up they can do well. It's irrelevant if you can't afford to pay. You can't afford to pay you want security they sell -- as far as I go com. I -- mortgage insurance I didn't have 20% down. The number a year ago. So I put 5% down -- mortgage insurance Pedroia had 20% equity in my help. Then make it will be insurance right you know and so. And that showed that I would be responsible and now I don't my house and the tactic that -- to help me. And and I was responsible but when he put that was insurance so that if anything were to happen. And so mortgage company. What then be able to take the -- Pay and and -- the benefit covered automatically. And got everything fall back on me all the taxpayer can. You know the only other alternative though it -- people. Michael what I just signed a ball wide and never let that. You're your interest rate of three of the gonna go. From three but I either rate cut 13%. And now you won't you give up now you property taxes up the idea how -- would turn -- you know what. People like you don't -- other regulating certain that we got -- the cost that there won't."

" in some cases they did and in some cases I think they work they were blissfully unaware they didn't wanna know. They believed the speech is that politicians and I got to play your politicians on the Republican side gave these speeches that said. Everyone should be a homeowner -- nonsense everyone should not be a homeowner everybody's not equipped. To own a home there are people who should rent there's nothing wrong and renting there's no dis honor. In a ranting and by the way there's nothing inherently evil about an arm about an adjustable rate mortgage if you're planning to own your home for five years or less let's say you're in the military and every three years you get transferred it would be insane -- some cases for you to get. 830 year fixed rate mortgage when you can get a better rate knowing that you would be transfer perhaps you're with the company to transfer here and a line of work we go. Different places every couple you -- nothing inherently wrong with it but it demands that people utilize their god given brains and nobody wants to do that anymore Henry I appreciate the call hey let's go quickly to."

" Paul Paul welcome -- car show. Take your particular -- should thank you can. What form are we gonna talk a little about thousand. -- the mortgage but I think there's a bigger -- here. And they are simply like put it is that the left over the last 4050 years has taken work responsibility. Substituted it would like. My responsibility. To place children who don't like to have a child yeah it's their responsibility picture of your own health such a great help. And as long we know I would get away with that and not -- don't know what responsibility back here. You're gonna pray on people who -- if -- going -- the week weigh out your way out of the boast the hardware."

" Where you're absolutely right annual -- point I'm glad you brought that up because I wanna continue that. And as we talk about this we'll talk more about Michael -- is characterizations. Will talk more about how it relates to those who were buying homes trying to buy homes purchased homes and went as sideways -- But I came across a story that will blow. Your mind because we're now being told it's the responsibility. Of high school principals to make sure that students and high school are. Are eating breakfast it is about taking responsibility. Away from individuals. Providing people with a whole slew of so called rights eliminating responsibilities but. There's something that comes along with that. There's something ugly of the comes along with that and that is dependent. People are being made depended on that big government and that's the danger we'll talk about it straight ahead -- gadget for how we this is that how we car show we're --"